Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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🌊⚓️ The Reef at King’s Dock⚓️🌊

Singapore's 1st Floating Deck In Residential Development
At the ❤️ of GREATER SOUTHERN WATERFRONT!

🔥LAST 5 UNITS TO GO‼️

-Additional $30,000 discount for buyers!-

🎯🎯🎯TOP SOON! Targeting 3rd Qtr 2024!

🌟#01-01 3BR Villa (1345sqf) $3,941,280
🌟#01-13 3BR + Study (1076sqft) $2,861,200
🌟#10-13 3BR + Study (1076sqft) $2,989,080
🌟#06-26 3BR + Study (1076sqft) $2,975,280 SOLD
🌟#07-26 3BR + Study (1076sqft) $2,990,000
🌟#08-26 3BR + Study (1076sqft) $3,019,440
🌟#09-26 3BR + Study (1076sqft) $3,019,440 SOLD

⭐️ RCR Waterfront Living With Very Attractive Prices ⭐️

___________________________________

🎈1 Br SOLD OUT! 💯
🎈1 +S SOLD OUT! 💯
🎈2 Br SOLD OUT! 💯
🎈2 +S SOLD OUT! 💯
🎈2 Br Premium SOLD OUT! 💯
🎈2 Br Villa SOLD OUT! 💯

🎈3 Bedrooms + Study
From $2,831,200 $2,631psf 🌊

🎈3 Bedrooms Premium SOLD OUT! 💯

🎈3 Br Villa (Last Unit)
$3,911,280 $2,908 psf

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4️⃣2️⃣9️⃣ Units of 1 - 3 bedrooms

🌟99 Years Lease Commence From 12/01/2021🌟

🔸True Waterfront Living
🔹Right In The Heart of Great Southern Waterfront
🔸Next to Singapore Largest Mall, VivoCity
🔹Seamlessly Connected to Harbourfront MRT
🔸First Mover Advantage With High Potential Upside
🔹By Reputable Developers Mapletree And Keppel Land

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